Car Finance

With our excellent finance options you can own your ideal used car. Purchasing and owning your next car is easy with our very competitive car loans. Our carefully selected finance deals make it easy for you to purchase the car you want.

Our staff have experience in securing finance for people with both good and bad credit. We work with a range of lenders and aim to secure the best deal for you.

A fee will not be charged by us for handling your application, but we may receive a commission from the product provider.

If you have already secured a loan then we are happy to work with your chosen lender.

Please be aware that we do not accept full payment for vehicles using credit cards.

Option available to defer your first finance payment for 90 days. Please ask for details.

Personal Contract Purchase (PCP) Hire Purchase (HP) Gap Insurance (Asset Protection Insurance)
Personal Contract Purchase (PCP) is basically a loan to help you get a car. Monthly payments are cheaper, but unlike a normal personal loan, you won’t be paying off the full value of the car and you won’t own it at the end of the deal (unless you choose to). Car hire purchase (HP) is one of the simplest ways to finance a vehicle.   You pay a relatively low deposit and then hire your car with the option to buy it by the end of the contract. You are in effect hiring the car until you make your final payment, after which you own it.  The loan is secured against the car, which is why you can’t own it until you’ve made your last payment.  In the event of your vehicle being declared a total loss, this insurance will pay the difference between the retail market value at the point of total loss and the vehicle purchase price.

Why Finance Through a Dealership

What is
Hire Purchase?

What is Personal Contract Purchase

COVID-19 Update